Nationwide home values went up 11.7%, now what?

Nationwide home values went up 11.7% in the first 3 quarters of 2013, then dropped 0.3%  in the 4th quarter.  In January, nationwide home sales fell to an 18 month low.  Experts believe the high gains of last year may be over and values will go up slowly from here and for a while.  The good news in all this?  We know what happens when values go up too fast.  Hopefully the market will remain stable for a while.